Access to and use of this site (‘Site’) is provided by (‘we’, ‘us’, ‘our’) subject to the following terms and conditions:
By using and accessing this Site you agree to be legally bound by these terms and conditions, which take effect on your first use of the Site. You should not attempt to access, or access the Site if you do not agree to be legally bound by all these terms and conditions.


We may change these terms at any time by making appropriate changes online. To ensure you are kept fully informed of any changes please come back and review these terms and conditions regularly. Your continued use of the Site means you agree to be legally bound by such terms as updated and/or amended.




Please read our Privacy Policy, which also covers your visits to our Site and explains how we treat and deal with the data we collect from you.


Site Use

We grant you a limited license to access and make personal use of this Site, subject to these Terms. This site and any portion hereof may not be reproduced, duplicated, copied, downloaded, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of


You also agree not to adapt, alter or create a derivative work from our content except for your own personal, non-commercial use. Any other use of our content requires the prior written permission of You may not use any meta tags or any other “hidden text” using Our name or Trade Marks without the express written consent of Any unauthorised use terminates the license granted by We reserve the right at any time, without reason, to terminate the license granted and to terminate your Membership of our Site.


The content on the Site is only for your general information and use and is not intended to address your particular requirements.


The content of the Site does not constitute any form of advice, recommendation or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that we shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through use of the Site.


You should be aware that the value of investments and the income from them may fall as well as rise. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance. You should be particularly cautious about the accuracy of the posting made on the forum or any private message you receive as a member.


Any arrangements made between you and any third party named on this site are at your sole risk and responsibility.



Links To Other Third Parties/Websites

This site contains links to third parties and other websites which are not owned or operated by us. We are not responsible for the contents, security or any other feature of operation of such third party websites.



You agree when using the Discussion Boards, Message Centre, Refer a Friend facility or any other means of communication with Us or other Members that you will not harass, or cause distress or inconvenience to any person, transmitting obscene or offensive content. Full rules for participation on the Discussion Boards can be found by clicking here. These rules will apply in addition to these Terms and breaking the rules can result in us terminating the license granted and terminating your Membership of our Site.


Where you are invited to submit any contribution to our Site you agree, by submitting your contribution, to grant Us a perpetual, royalty-free, non-exclusive, sub-licenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to your contribution worldwide and/or to incorporate your contribution in other works in any media now known or later developed for the full term of any rights that may exist in your contribution. If you do not want to grant us the rights set out above, please do not submit your contribution to us. By submitting your contribution to us you also warrant that your contribution; is your own original work and that you have the right to make it available to the for all the purposes specified above; is not defamatory; and does not infringe any law; and you indemnify us against all legal fees, damages and other expenses that may be incurred by the us as a result of your breach of the above warranty; and you waive any moral rights in your contribution for the purposes of its submission to and publication on our Site and the purposes specified above.


Disclaimer Of Warranties And Limitation Of Liability

We provide this site on an ‘AS IS’ and ‘AS AVAILABLE’ basis. We make no representations or warranties of any kind, express or implied, including, but not limited to, the operation of this site, or the information, content or materials included on this Site. You expressly agree that the use of this Site is at your own risk.


We will not be liable for any damages, including indirect or consequential damages, or any damages arising from use or loss of use, data or profits, whether in contract, negligence or other tortious action, arising from or in connection with the use of this Site.


We do not warrant that our content will be uninterrupted or error free, that defects will be corrected, or that our servers are free of viruses or bugs.


Intellectual Property

The names, images and logos identifying us and our products and services are subject to copyright, design rights and relevant trade marks as indicated. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any licence or right to use any trademark, patent, design right or copyright of



General Terms

If there is any conflict between these terms and specific terms appearing elsewhere on our Site then the latter shall prevail.


If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.
These terms shall be governed by and interpreted in accordance with the laws of England and Wales